Repair a credit rating by repairing any inaccurate information on a credit report, lowering the debt-to-income ratio and avoiding over-extending finances. Pay debts on time and in the correct amounts to boost credit scores with tips from acertified financial consultant in this free video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz

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