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I think you need a little more information about closing early.

If you have a $300 CD that is the security deposit for your secured credit card, you would need to ask what the penalty is to close it before the maturity date.

Closing a credit card that you have had opened for less than a year will not do much to your score. If you had the credit card for 3 years or more it might impact you more because longevity of accounts is a factor on your score, and closing old accounts can lower it.

If your debt to credit ratio is decent (i.e. you have credit elsewhere) the loss of this credit wont really impact you. 300 is not enough to cause a dramatic decrease if it’s closed.

you may lose the deposit and yes it will report negatively as your credit limit to debt ratio would shrink