Mar
31
dallascutie asked:
Let me explain. I recently added my husband to my card to improve his credit score. I have excellent credit and never use the card. But I pay my bill on time every month. Will using the card improve my husband’s score? Or is paying the bill on time good enough? I have 1.9% interest rate unless I use the card which will go up to 9.99%
Let me say that the card is rarely used. I did a balance transfer.The current APR is 1.9%
Don
Let me explain. I recently added my husband to my card to improve his credit score. I have excellent credit and never use the card. But I pay my bill on time every month. Will using the card improve my husband’s score? Or is paying the bill on time good enough? I have 1.9% interest rate unless I use the card which will go up to 9.99%
Let me say that the card is rarely used. I did a balance transfer.The current APR is 1.9%
Don
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2 Responses to “Do I have to use my credit card to improve my credit score?”
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Julie
Could you include more info, because I don’t have a clue how you can have a bill without using the card. Do you mean like a past bill, as in credit card debt?
Herman
yes just use it and pay the full balance each month and it will help out your credit score