sharon. asked: even though i pay all my bills on time.. my credit score is not improving. I pay a monthly mortgage ( less than 1000$) through my checking account. If I pay it through the credit card.. will it make a difference? what else to do to improve the credit score? I need to [...]
missfickle asked: I am debating whether or not to buy a car with my parents help (making payments to them to avoid interest rates) OR if I should make as high down payment as I can and put the rest on financing to imorove my credit. (Also learning and doing something independent of them) The [...]
John asked: I have had a Capitol One Card for a few months now. I applied for it on my 18th birthday. Almost everything I buy I put on it, then I pay it off even before I receive my statement. I have done this for two months. I got a free experian credit report [...]
jay w asked: My credit score is around the high 500′s and low 600′s depending on which company you ask. I’m really trying hard to pay off past debts and pay off car notes. None of my past due debts are credit cards. I would really like to be set financially my december. When can [...]
Aaron asked: So for five years or so I was really broke and I’ve accumulated a lot of small old bills. Nothing really big, $100 here, $300 there, all told it’s under $5000, which I realize is not much compared to folks that have a ton of credit card debt, of which I have none. [...]
Lingua Scelestra asked: I have no debts, but i’m not allowed to open a proper account (with debit card etc) at any bank, i have too low a credit score. I tried taking out a store card to improve my rating, but they said i can’t because i have a low credit score. Is my [...]
Mark Aucamp asked: If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you have a good credit rating, you can still qualify for some great deals – whether you want a card, loan, mortgage or simply the right mobile [...]
Ahdab asked: Can it be improved like the way G.P.A.s (grade point averages) can be?Debra
Cy99 asked: I am a single parent who does not receive child support. My credit has gotten out of hand and I want to improve my credit rating. After each paycheck I have little money left over and I live on a very tight budget. What can I do to improve my credit rating, pay [...]
Alan Lim asked: Are you stuck with bad credit history? Do you find it difficult to qualify for traditional loan opportunities? If your reply towards these questions comes in the positive manner, then there is just one approach which can assist you in getting rid of these circumstances. Now, you must be wondering what is [...]