Evan S asked: I am trying to improve my credit score, but the main problem right now seems to be that I don’t have much of a credit history. I got one credit card when I was 18, it has a pretty low limit ($2k I think), and I have rarely used it. No mortgages, [...]
adina_650 asked: I read an article on the yahoo home page about the credit scores changing to reflect a more accurate rating. Any idea on when it will be implemented and will it be tougher.Denise
achef22 asked: i have a book i have put together that details many ways to fix or improve credit . i was a credit repair agent and i have put this booklet together so that anyone how has bad credit can fix it themselves. they can also improve average credit into excellent rating with many [...]
Justin B asked: I’m trying to improve my credit score to get a car loan. I just checked my credit report, I have one 2 year old bill for $150 that I’m settling now to have taken off. Other than that my only records are my student loans. I have 7 open accounts, each one [...]
L asked: I am wondering if paying off my credit card in whole each time is not improving my credit score as say if i paid it off in segments. I actually do not need to use a credit card, but use it to build a credit score. And the bank offered me such a [...]
MikeR asked: I have pretty bad credit … 610 – 640. Have some bad medical records and also student load records. They are all current or completely paid off now, but the records still linger until 7 years (which most of them should display within a year) But I want to build my credit, and [...]
ell090702 asked: When I turned 18, I applied for any and every credit card. Now, 10 years later and I’m finally getting myself out of credit debt hell. I’m almost cleaned up but now I’m faced with another problem… is it better to keep all my cards open or should I cancel some? I have [...]
Matthew L asked: Hello, I am a 24 year old college student who has some bad credit. I cant even get a best buy card or a maceys accont. I only have about $3000, yes three thounds dollars(i pay cash), in student loans and have NO credit cards.(i payed them all off in one lump [...]
ras d asked: IRS has a lien on my assets; I have a credit rating that is rated ‘poor’, for that and other credit problems. If I convince IRS to withdraw the lien (IRS obligated to report withdrawal to credit bureaus by law), would my credit rating improve very much….how many points do you think?Gary
trying to get it together asked: I messed up my credit a few years ago, i thought about filing bankruptcy, but as soon as i was about to contact a lawyer, i went to a car dealership and to my surprise they approved me for a loan(interest rate very high), i was wondering if i [...]