asked: Hello, my credit score is pretty low (around 600) one of the reasons it is so low is due to lack of history. My husband’s credit is perfect (790 or so). Is it a good idea to just get the car in my name (and put down a hefty down payment) so I can [...]
Gabe asked: In 2008 I was hospitalized twice for 3 days each, and once again in the ER in the start of 09. My debts have accumalted to $3,000. I thought the bill was going under my fathers name since i am using his insurance but it apparently didn’t. I’ve made 3 payments so far, [...]
keypsake asked: I am looking to improve my credit score as quickly as possible (hopefully within 3 months). My credit is 630, but I just want it higher to get a better mortgage rate from my lender. I am working to lower my credit card balances to 25% or less of the credit line and [...]
Moon Shyne asked: I would like to vastly improve my credit score (I really messed it up in college and when I had my daughter). I don’t have any credit cards (all the ones I qualify for have super high interest rates or they just flat out say no). I don’t have any monthly bills [...]
CBH asked: I am going to buy a house, so my grandparents gave me some money for a down payment so I figured I would pay down my credit cards to help improve my credit score to hopefully I get a better interest rate on the house. So my question is how long does it [...]
sgtofpain asked: I am looking to get my credit score up and clean my credit. They say revolving accounts get your credit better but I have bad credit and can’t get approved for a credit card. Even the crappy cards scare me so with high rates and stuff. What can I do to help myself [...]
A asked: Ok, I logged on to First Universal Credit,read all terms and conditions; debating.Yes, it could improve my credit.Web based review board rated this well, but I know that it’s not a real credit card.What brands, merchandise,items,ect. Could u buy from their Members store? Thanks for the info.!Cathy
Amanda L asked: I am bogged down with past due bills and credit cards. I want to consolidate and improve my credit. I know I will have to pay a high interest rate. I am ok with this. But, I can not find a legitimate loan place online. They are all fake. Can anybody help [...]
aeb786 asked: I recently had two reffereals to a credit agency (long story, small amounts £10 and £50) I paid the debts as soon as they where reffered (even though I didnt bloody owe the money). How does this reflect on my credit rating? And if so how badly and how do i improve it? [...]
thecharmedfive asked: I just got my first car loan for $8500.00. My Fico Score at the moment is 753. How much will my score drop because of this new loan and how long will it take for it to at least come back to where it is now. Also, in the long run, how will [...]