Mommyof2princesses asked: i wanna buy a house me and my husband have one credit card together. our credit is in the low 600′s right now. we have some debt that will be paid off by the end of the year. should we get another credit card to improve our rating or is our one credit [...]
rmoore01co asked: I have paid off and closed all of my accounts (student loans, car, credit cards) except one credit card that has a small balance. I am virtually debt free. I do have some bad items on my credit report but they are greater than 2 years old and most are greater than 4-5 [...]
Ellie_86 asked: I have 1 ccj which i am currently paying and 2 defaults. I want a credit card, i want to use it to make my credit rating better, just for small purchases. Ive applied with Vanquis and Aqua and was declined,even though they say they accept people who have ccjs. I applied with [...]
Jay R asked: I did not pay my cell-phone bill for several months since I switched to a new Tele company before the original contract ends. And then the account became deliquent which made my credit rating looks so bad. Should I pay back and close this delinquent acccount to improve my credits? Does a [...]
Maria asked: I go the offer in the mail and like a jerk i applied hoping to improve my credit. Now that i have the card I have heard and seen some horrible reviews about it. I really dont want this card anymore because the fees are ridiculous.. but i think having it is helping [...]
ljo8657 asked: My soon to be husband has so so credit. He filed bankruptcy over 4 years ago. I on the other hand have great credit. Will our marriage improve “our” overall credit rating. Make mine worse or improve his. HELP ??Sherry
Pookie asked: I need to improve my credit score within a six month period in order to refinance my home at a better rate than the one I currently have. My loan to income ratio is high because I am single and on a fixed income but live with my boyfriend who has income, but [...]
marjory asked: My partner and I have had a change in circumstances recently. Unfortunately over the last few years we have racked up quite a bit of credit card debt (£35000ish). At the moment we are just paying the minimum amount each month, and will be about 150 years old before it’s clear. If we [...]
Gwendolyn R asked: We applied for mortgage pre-approval and when the lender pulled our credit reports they found that my husband’s mid score was 804 (great!) and mine was 701 (not as great). The only problem the lender saw in my report was that we have a credit card in my name which is near [...]
Yessy asked: Im 22 and have had a tough time the past 2 years with my credit, i have like 3 credit cards and about 2500 owed in credit cards and medical bills. I was wondering about how long it would take for my credit to improve if i started paying on time monthly for [...]