Amy P asked: We want to refinance to lock in a fixed rate. (and possibly pay off around $10,000 in credit card debt- but that is not necessary) He has a few late payments on a couple smaller balance accounts that are screwing up his credit score. My credit isn’t that great either, plus I [...]
Bryan asked: Due to a recent divorce, my credit rating is poor. I’d like to improve it without getting raked over the coals in massive interest payments. Whats the best credit card for someone with a poor credit score?Anita
Dunlap asked: My credit is pretty crap, score just shy of 500 last I checked, and I would love to get it back to the point where I could buy a car or even house should I ever get to that point. So far the only way I have found that might improve it, that [...]
michael m asked: I have two credit cards, both with a $3000 limit, both with $1500 charged on them. They have the same % rate. Is it better to improve your credit score to transfer one balance to the other card, making one almost maxed and the other one @ $0?Joann
Angel I asked: I have about $30,000 in debts. Mainly from credit cards dating before 2002. I used to pay my bills on time, however, in 2002 I was diagnosed with a disabling illness and fell way behind on my bills. I no longer am able to work and have been on Social Security Disability [...]
dooblemayer29 asked: I know it will still be on my credit for the next 2 years at least but will my credit rating improve once the case is discharged since it won’t be an open case?Rosemary
Charliefarley asked: As I am trying to improve it. I noticed that listed in my report are a credit card and a loan that have been paid off and are still on my report as ‘settled’. I was just wondering why they are still there if they are finished with and will they have any [...]
SUNNY-JADE asked: I have been working very hard to improve my credit score and have had to make several personal loans to do so. Now I have a lot of different payments with high interest rates. I would much rather have one payment with one interest rate.Joan
smf_hi asked: I had filed for bankcruptcy 3 years ago. Two years ago I refinanced my house with a adjustable rate mortgage which is due to reset this October. When I did the refinance I rolled an existing second mortgage into my new loan. Since my bankcruptcy I have had a perfect payment history and [...]
Burton asked: I am rebuilding my credit and trying to improve my credit score. I have an SUV that I bought outright and only have credit cards ( A bank Visa, Mastercard, a couple of retail credit cards, gas card. I have no installment loans and I rent a home. I just added a Home [...]