dallascutie asked: Let me explain. I recently added my husband to my card to improve his credit score. I have excellent credit and never use the card. But I pay my bill on time every month. Will using the card improve my husband’s score? Or is paying the bill on time good enough? I have [...]
Flightwo99 asked: I was young, dumb, and did not use credit wisely. Educated myself as much as I could and improved my score by 100 points. My score is now around 758. My bank helped me with a credit rebuilding loan that I just paid off. But, I want to continue to improve my credit [...]
Wongawoman asked: Following up on last week’s article, “Improving your Credit Rating – part 1”, this week will take you through a few more steps to build up, improve or maintain your credit rating.1) Order a copy of your credit reportIt’s wise to order a copy of your credit report every year in order to monitor [...]
Roxanne Black asked: A credit rating score is probably the most important element in your financial life. It basically controls whether or not you are free to apply for financial items such as credit cards. Credit rating scores are there for a reason they protect business and organizations. It would be pretty risky for a [...]
InsideYourHeart asked: declared bankrupcy at 18 now 25 annoyed at stupidity I have been paying things on time lately but how do I improve my credit rating?Milton
WENDY D asked: I need to refinance my house but my credit score is 525. I need it at 580 minimum to be able to refi with a good rate and get cash out. Does anyone know how to get a score up that much in a short amount of time. I know I owe [...]
Rya M asked: Hi i am approaching 19 and have no credit history, therefore wondering where i would be best to get a credit card to improve my credit rating?ThanksAnita
annabanana4883 asked: Here’s the situation: my credit rating is poor. I have a few charged off credit cards from my early college years. HOWEVER, I do have one credit card that I have never even been late. Also, I have some student loans that have perfect payment history. BUT my rating is still too low. [...]
Joel Cohen asked: The earlier you realize you have a debt problem, the faster and cheaper your way out will be, if done correctly and cautiously. Debt relief carries multiple financial benefits and will eventually help improve your credit score, opening more doors for you when needed.Choosing a Debt SolutionFirst, you must find a way [...]
ECREAM asked: I have good credit. Will increasing my limits on my cards improve my credit rating?Brent