drivelikejoewho asked: I had a 735 credit rating last year. Since then, I have learned a few things not to do that will effect your score. I cancelled my oldest credit account because I never went to the store that I had for anymore. It had a $300 limit and I never used it. Didn’t [...]
DLC asked: Don’t have a kid as yet…but was in a discussion with a friend. Does it make sense to get your kid a credit card right when they are born (or very, very young) so as to establish credit for them. Use the card once in a while and pay it off in full. [...]
curious asked: I took an instalment loan for $8000 to help improve my credit rating. My score is 747 at the moment. I only have credit cards with less than 10% balance of my total credit limit and no late payments ever. Also, this is my first loan. Will my score drop because of this [...]
Lingua Scelestra asked: I have no debts, but i’m not allowed to open a proper account (with debit card etc) at any bank, i have too low a credit score. I tried taking out a store card to improve my rating, but they said i can’t because i have a low credit score. Is my [...]
Charles Henry asked: Being accepted for a credit card is easy for some people, however, in life, finances can become a strain. You could lose your job, if you are self employed, you could go through hard times, have bad months, or for whatever reasons, there can be a strain on ones finances.So what does [...]
John Casement asked: Many of us could stand to do some cleaning up with our credit. However, all too often we think there is not that much we can do. Actually, we have quite a bit of power when it comes to improving our credit scores. Here are ten simple tips on how you can [...]