Peggy asked: Recently, I have been turned down for jobs, housing, and an auto loan due to bad credit. The only thing on my credit is medical bills. Very large ones and lots of them that I can not afford to pay. I have no medical insurance and can not get medicaid because I am [...]
mnetrucker asked: I’m going to be honest here, my credit score sucks right now. last i looked it was 580. I was very irresponsible with my credit and spending and overall finances some years ago. I was out of work for over a year due to a car accident. So I foolishly put bills and [...]
Jason M Paulsone asked: Bad credit can hurt you in a lot of different ways and it is important to find a way to improve your credit score so you can get the loans and financing you need for things that matter to you. There are many things you can do that are simple and [...]
David Kamau asked: How do you show lenders, employers and landlords that you’re trustworthy, able to manage money and fulfill your promises? Your credit score. This is your financial report card on how well you keep promises and better yet, it’s indicator of your responsibilities and how you handle them.Your credit score will have the [...]
Ricardo Reeves asked: Most people would think that the more debt they have, the worse their credit rating is. But, unfortunately, it‘s not that simple. Anybody who uses credit cards or takes a loan can be considered to be in debt. That is fine by many Credit Reference Agencies. So, when does debt put a [...]
Derek l asked: Help me out please. I’m in a mess financially. I was late on 3 of my payments in the past. The last one is over two months late. I’m in Canada with Royal Bank. What’s going to happen to my credit rating? How/what can I do to improve my credit rating? Appreciate [...]
thetigersnameistony asked: He has a lot of debt, about $20,000. It relates to back child support incurred while in a situation about 7 years ago where he was unable to work, and ignorant to the idea that he should have went to court to reduce his payments. He came out of the situation with about [...]