lorrelle asked: I have just been approved for a Gold card from Orchard Bank. This is a secured card, i didn’t have to put $200 down. The reason i have been thinking about using this is i need to improve my credit rating! I have had some problems in the bast due to lack of [...]
Carrie Reeder asked: Applying and getting approved for home loans with bad credit is doable. Unfortunately, those who accept a bad credit loan must be willing to pay slightly higher interest rates. The average mortgage rate is about 6%. If you have excellent credit, it may be possible to get approved for a home loan [...]
Matt asked: I recently received my annual bonus from work and I want to pay off one of my credit cards. What should I ask to be reported on my credit record that will help improve my credit rating? I have numerous missed payments and had gone over my limit since I could no longer [...]
littlemallory2001 asked: My husband just bought a motorcycle, our payments are 450. if I pay 600 a month, by the end of the year we will be 750 ahead on payments, I know this will take a huge chunk out of intrest and help us pay it off way faster, but will his credit score [...]
Wongawoman asked: Young people coming of age don’t often realise that their credit rating is something that will stick with them for the rest of their lives. It all happens pretty fast too, once you head to university or finish school and start working. There are school loans, your first bank account, credit card offers [...]
stupiddum1 asked: my credit score the loan will be paid off and refinanced by another bank at a 2% lower interest rateCharlie
Liam G asked: With the current flood of adverts claiming how simple it is to get secured loans or any other line of credit, it’s easy to believe that anyone can be approved, regardless of their circumstances.However, this is not the case, more often than not.Even if applicants are approved for a certain line of [...]
Pinto B asked: Does it improve my credit if I pay my credit card accounts that are already in collection or no? Or should I just settle it? Does it make my credit score go higher if I pay them? I just want to get an idea because I called one of the collection agency [...]